For finance brokers
A private lender that answers the phone.
Esteb Capital partners with brokers on first-mortgage and asset-backed lending for Australian property and business borrowers. Quick indicative terms, transparent pricing, senior decision-makers.
Why brokers refer
Built around how brokers actually work.
Indicative terms in 48 hours
Send the deal summary, security details and exit. We come back with rate, LVR and structure quickly so you can take it back to your client.
Asset-led, common-sense credit
We assess the security, the structure and the exit. We don't kill deals on a serviceability point if the asset and the plan stack up.
Two channels, one relationship
Direct funding from Esteb Capital (business/commercial, NCCP-exempt) or brokered placement via Esteb & Co (ACL #389087) when your client needs a lower rate and has time.
Clear, disclosed fees
Broker fees, intro fees and application fees are agreed and disclosed upfront. No back-end surprises.
Australia-wide on real assets
First mortgage, second mortgage and asset-backed lending against property, vehicles, equipment and other real assets — every state.
Senior decision-maker on every deal
Calls go to a credit decision-maker, not a queue. Indicative answers in the conversation, not days later.
Deal fit
When to send us the deal.
If it looks like one of these, we’re likely to have a clean conversation with you fast. Outside this list — still send it; we’ll tell you quickly if it’s not for us so you can move on.
- First-mortgage property loans, $250K – $10M
- Development finance and land subdivisions
- Bridging to a known refinance or sale
- Mezzanine / second-mortgage where a senior is in place
- Asset-backed business loans with clear exit
- Settlement clocks measured in days, not months
Have a deal that needs to move?
Send the security details, loan amount, term and exit. We’ll come back with indicative terms within 48 hours.
Submit a deal